Retirement & Family Financial SolutionsServing Indian families since 2022COMPLETE FAMILY FINANCIAL SAFETY
Plan your wealth.
Protect your life.
One relationship for financial planning and insurance planning—designed to make your family financially safe today and your retirement financially secure tomorrow.
01
FINANCIAL PLANNINGRetirement, goals & tax-aware income
02INSURANCE PLANNINGMedical protection for the family
ARN-254237 AMFI registered₹1 Cr+ Approx. AUM servicedSince 2022 Associated with Prudent
FAMILY SAFETY SYSTEMProtect → Plan → Invest → Review
INDIA MUTUAL FUND SNAPSHOT
See the scale. Keep your own goals in focus.
A simple monthly industry view from AMFI—not a market ticker, fund ranking or prediction of investor returns.
Industry growth is not your personal plan.
Your result depends on product risk, costs, behaviour, time and market movement. Begin with your goal—not the latest headline.
Source: AMFI · Updated monthly when official data is available
CHOOSE YOUR STARTING POINT
What would you like to solve first?
You do not need to understand financial products before speaking with us. Select the situation closest to yours and begin with the right information.
01◎I AM A BEGINNER
I have never invested
Understand goals, risk, SIPs and the first steps in plain language.
Start with the basics →02↗I WANT TO INVESTI want to start a SIP
Learn the process and access your official FundzBazar journey.
Explore the process →03◒I NEED A ROADMAPI am planning retirement
Bring income, inflation, healthcare, tax and legacy into one view.
Build retirement clarity →04₹I HAVE A LUMP SUMI received a retirement corpus
Separate liquidity, income, medical reserve and long-term growth.
Organise my corpus →05＋I NEED PROTECTIONI need medical insurance
Understand cover, waiting periods, exclusions, co-pay and room limits.
Review the essentials →NEW TO INVESTING OR MEDICAL INSURANCE?
Start here. Four simple steps—without financial jargon.
You do not need to know fund names, policy terms or tax sections before beginning. First understand the purpose, then assess your needs, compare the right features and ask informed questions.
Know what each product is meant to do
Mutual funds are market-linked investments for financial goals. Medical insurance helps manage eligible hospitalisation costs, subject to policy terms.
Begin with your family—not a product
List income, essential expenses, dependants, liabilities, emergency savings, goals and existing health cover before discussing options.
Look beyond returns, premium or cover amount
For investing, consider goal, time, risk and liquidity. For insurance, check waiting periods, exclusions, room conditions, co-pay and network access.
Ask questions before making a commitment
Bring your priorities and existing documents to a clear conversation. You remain free to decide; the first discussion does not create a purchase obligation.
Your first decision:Protection gaps usually need attention before long-term investing—but the correct order depends on your household circumstances.
YOUR FAMILY FINANCIAL MAPProtect today. Plan tomorrow.One coordinated view of protection, goals and retirement.
✓Family-first planningNeeds before products
BUILT AROUND REAL FAMILY LIFE
Many responsibilities.
One financial direction.
School fees, medical needs, ageing parents, household expenses and retirement all compete for the same income. eGullak helps organise them into a clear order—before any product is discussed.
Protect the foundationEmergency readiness and medical-cover gaps come into view first.
Prioritise every goalSeparate urgent family needs from long-term wealth goals.
Invest with purposeConnect each investment conversation to a goal, time and risk level.
THE EGULLAK APPROACH
Clarity before commitment.
Our role is to help organise the conversation, explain authorised information and guide you through the appropriate process—not to manufacture urgency.
Your family and priorities
Dependants, expenses, goals, existing arrangements and immediate concerns.
Your safety foundations
Emergency readiness, family records and health-cover questions.
Authorised information
Relevant options are explained only through applicable fact-find and suitability processes.
Changes over time
Family, income, goals and policy information deserve periodic review.
FREE EDUCATIONAL TOOL
Your Family Financial Safety Check
Get a private, plain-language discussion summary. It does not select a mutual fund or insurance policy.
- See your current emergency buffer
- List the right health-cover questions
- Identify the correct conversation order
- Take your summary to an authorised discussion
⌁ Privacy by designYour entries stay in this browser and are not submitted to eGullak.
01
Tell us about your householdNo PAN, Aadhaar, medical records or bank details.
AFTER THE RETIREMENT CORPUS ARRIVES
A large corpus is not a tax plan.
The aim is not merely to “save tax”. It is to organise retirement money so that liquidity, regular income, medical readiness, growth and tax treatment work together.
Explore the retirement tax framework →RETIREMENT CORPUSOne amount.
Different jobs.
Different jobs.
WHAT CHANGES AFTER A GOOD CONVERSATION
From scattered products
to one organised picture.
BEFORE EGULLAK
- Policies bought but not understood
- SIPs started without defined goals
- Emergency money mixed with investments
- Important records scattered across files
→
AFTER THE EGULLAK PROCESS
- A clear order of financial priorities
- Questions prepared for health-cover review
- Goals connected to time and affordability
- A practical annual family review checklist
WHERE WE ADD VALUE
Support built around decisions,
not transactions.
Three focused services for salaried families who want clarity and continued support.
HEALTH PROTECTION, EXPLAINED HUMANLY
Understand the policy before the family needs it.
Cover amount alone does not tell the complete story. We help organise your questions around waiting periods, exclusions, room conditions, co-pay, network access, disclosures and servicing—using official policy information.
Health-cover understanding
Organise questions around policy conditions, servicing and claims information using official documents.
- Existing-policy review questions
- Terms and exclusions awareness
- Renewal and service support
Goal-based mutual fund distribution
Understand your goals and applicable process before considering market-linked mutual fund products.
- Goal and horizon discussion
- Risk and liquidity considerations
- Transaction and ongoing service support
Annual family review
Revisit changes in family, goals, records and existing arrangements at a sensible interval.
- Nominee and record checklist
- Goal-progress conversation
- Service-request coordination
EGULLAK LEARNING DESK
Answers for decisions families face.
Original eGullak posts that turn confusing financial language into a practical checklist—without taking visitors away from the website.
MEDICAL INSURANCEWhy room-rent conditions can change a hospital claim
Understand room categories, proportionate deductions and what to check in your own policy wording.
Read the eGullak guide →
MUTUAL FUNDSAn SIP is a method—not a return guarantee
Learn what an SIP does well, what it cannot promise and why goals should come before fund selection.
Read the eGullak guide →
FAMILY SAFETYBuild a family financial emergency file
Organise policy contacts, nominations and essential records without placing sensitive passwords in the file.
Read the eGullak guide →
Since
2022Associated with
Prudent Corporate
Advisory Services Ltd.
2022Associated with
Prudent Corporate
Advisory Services Ltd.
PROFESSIONAL PROFILE
A relationship should continue after the form is signed.
eGullak is led by a certified Mutual Fund Distributor focused on clear, responsible and continuing service for Indian families. The practice is associated with Prudent Corporate Advisory Services Limited for mutual fund distribution and also supports medical-insurance conversations in the authorised POSP capacity.
“A good decision begins when a family understands both the benefit and the limitation.”
CLIENT TRUST
Relationships built through clarity and continuing service.
Service experiences shared under the names of clients identified by eGullak as satisfied customers.
Ms. Sadhana MudgalSATISFIED CLIENT
Financial matters were explained in simple language, making the discussion easier to understand.
Mr. Mamtesh ChauhanSATISFIED CLIENT
Questions were handled patiently, with clear guidance about the next practical steps.
Ms. ShaluSATISFIED CLIENT
Ongoing service and follow-up helped make financial paperwork feel more organised.
Ms. RekhaSATISFIED CLIENT
The conversation considered family needs before moving towards financial products.
Mr. DeepakSATISFIED CLIENT
The review helped bring goals, protection needs and important records into a clearer picture.
QUESTIONS CLIENTS ASK FIRST
Before you trust someone with an important decision.
Click any card for a direct, plain-language answer.
There is no universal corpus. We begin with present household expenses, retirement age, inflation, expected income sources, health costs, dependants and longevity assumptions—then create a written estimate that can be reviewed.
START WITH A CONVERSATION
Tell us what financial safety means for your family.
Choose the area you want to understand first. Your first conversation is for clarity—not an obligation to purchase.
✓ Retirement and corpus planning✓ Mutual fund goal discussion✓ Medical-insurance policy questions✓ Tax-aware retirement education
REQUEST A CALL BACK
How can eGullak help you?
Share only basic contact information. Your enquiry will open securely in WhatsApp for your confirmation.
Do not enter PAN, Aadhaar, OTP, bank details, passwords or medical records. Response is usually within one hour when available and within one business day at most.